Beverly, Hamilton and Manchester real estate and homes for sale in Massachusetts, Luxury Homes - Elaine Sawyer and Jim Fitzgerald, REALTORS® Elaine Sawyer and Jim Fitzgerald REALTORS(r) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes - NUMBER1EXPERTS™ Elaine Sawyer and Jim Fitzgerald NUMBER1EXPERTS(tm) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)




"Highly professional, and knowledgeable"
I could not say enough good things about the way Elaine, Jim and Shannon guided us through our sale and the final result for us was very positive.
David Ray
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Elaine Sawyer and Jim Fitzgerald are some of The Top Selling Real Estate Experts™
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Why Buyers Choose Us: Beverly, Hamilton and Manchester Massachusetts home buying, real estate listings, and homes for sale in Essex County County, MA
Welcome > For Buyers > Why Buyers Choose Us ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top North Shore area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the North Shore, Cape Ann and vicinity market, even listings not yet on the MLS, through our professional Massachusetts real estate affiliations. We serve Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities. 

- Our expert local knowledge of the North Shore area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities are no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Sawyer and Jim Fitzgerald
RE/MAX Advantage

100 Cummings Center, Suite 104F
Beverly, MA 01915
Phone: 978-852-6661
Phone: 978-852-2524
Fax: 978-882-4037
Email: elaineandjim@NUMBER1EXPERT.com

As partners in business and life, Elaine and Jim share a strong work ethic and dedication to serving their clients needs with the care and attention to detail they deserve. Always available and keeping you up to date on the latest developments of your transaction.


RE/MAX Advantage real estate and homes for sale in Beverly, Hamilton and Manchester Massachusetts

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