Beverly, Hamilton and Manchester real estate and homes for sale in Massachusetts, Luxury Homes - Elaine Sawyer and Jim Fitzgerald, REALTORS® Elaine Sawyer and Jim Fitzgerald REALTORS(r) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes - NUMBER1EXPERTS™ Elaine Sawyer and Jim Fitzgerald NUMBER1EXPERTS(tm) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)




I wouldn't trust my home to any other realtors!
I have bought and sold four properties with Jim and Elaine with great success.
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Elaine Sawyer and Jim Fitzgerald are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Beverly, Hamilton and Manchester Massachusetts home buying, real estate listings, and homes for sale in Essex County County, MA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Self Employed >Moving And Taxes

Even with the changes in tax laws over recent years, you may be able to deduct some of the expenses of a move that is the result of a change in your job.

You will probably be able to deduct the costs of your move if your new work location means more than an additional 50-mile commute, if you move within a year of taking the job at the new location, and if you work full-time for at least 39 weeks (the total is 78 weeks if you are self-employed). You should keep meticulous records of all of your expenses and consult a tax expert to make sure that you take all the lawful tax deductions allowed by the IRS criteria for expenses related to selling your old home or buying your new one. The IRS publication No. 521 entitled "Tax Information on Moving Expenses" makes good reading before you make a move.

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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Sawyer and Jim Fitzgerald
RE/MAX Advantage

100 Cummings Center, Suite 104F
Beverly, MA 01915
Phone: 978-852-6661
Phone: 978-852-2524
Fax: 978-882-4037
Email: elaineandjim@NUMBER1EXPERT.com

As partners in business and life, Elaine and Jim share a strong work ethic and dedication to serving their clients needs with the care and attention to detail they deserve. Always available and keeping you up to date on the latest developments of your transaction.


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