Beverly, Hamilton and Manchester real estate and homes for sale in Massachusetts, Luxury Homes - Elaine Sawyer and Jim Fitzgerald, REALTORS® Elaine Sawyer and Jim Fitzgerald REALTORS(r) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes - NUMBER1EXPERTS™ Elaine Sawyer and Jim Fitzgerald NUMBER1EXPERTS(tm) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)




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Elaine Sawyer and Jim Fitzgerald are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Beverly, Hamilton and Manchester Massachusetts home buying, real estate listings, and homes for sale in Essex County County, MA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Beverly, Salem, Danvers, Peabody, Hamilton, Wenham, Manchester, Gloucester, Rockport, Essex, Swampscott, Marblehead, Ipswich and Topsfield and surrounding communities real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Sawyer and Jim Fitzgerald
RE/MAX Advantage

100 Cummings Center, Suite 104F
Beverly, MA 01915
Phone: 978-927-1087
Phone: 978-927-2147
Fax: 978-882-4037
Email: elaineandjim@NUMBER1EXPERT.com

As partners in business and life, Elaine and Jim share a strong work ethic and dedication to serving their clients needs with the care and attention to detail they deserve. Always available and keeping you up to date on the latest developments of your transaction.


RE/MAX Advantage real estate and homes for sale in Beverly, Hamilton and Manchester Massachusetts

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