Beverly, Hamilton and Manchester real estate and homes for sale in Massachusetts, Luxury Homes - Elaine Sawyer and Jim Fitzgerald, REALTORS® Elaine Sawyer and Jim Fitzgerald REALTORS(r) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes - NUMBER1EXPERTS™ Elaine Sawyer and Jim Fitzgerald NUMBER1EXPERTS(tm) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)




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Elaine Sawyer and Jim Fitzgerald are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Beverly, Hamilton and Manchester Massachusetts home buying, real estate listings, and homes for sale in Essex County County, MA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Beverly, Hamilton and Manchester real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >A Tough Sale

Here is a situation that many buyers have experienced. After searching for weeks, you found the perfect home and you made a very low offer. The sellers responded with a counter-offer which was several thousand dollars lower than their asking price. You came back with a slightly higher bid, and they came down some more. After many days of back and forth, you finally reached a meeting of the minds, and you are very pleased with the results.

If you have driven a hard bargain in purchasing a house, be sensitive to the seller's feelings as the transaction proceeds. They may be suffering from the impact of a rough negotiation. Try to minimize any additional requests you might make of the sellers. As you move toward your closing date, keep in mind that the sellers may not share your elation. If you are considerate and avoid making excessive demands, you can help everyone walk away from the transaction feeling satisfied with the outcome.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
What holds the title as the tallest reinforced concrete building in the U.S.?

A 
311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
See More Real Estate Trivia >

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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Sawyer and Jim Fitzgerald
RE/MAX Advantage

100 Cummings Center, Suite 104F
Beverly, MA 01915
Phone: 978-852-6661
Phone: 978-852-2524
Fax: 978-882-4037
Email: elaineandjim@NUMBER1EXPERT.com

As partners in business and life, Elaine and Jim share a strong work ethic and dedication to serving their clients needs with the care and attention to detail they deserve. Always available and keeping you up to date on the latest developments of your transaction.


RE/MAX Advantage real estate and homes for sale in Beverly, Hamilton and Manchester Massachusetts

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