Beverly, Hamilton and Manchester real estate and homes for sale in Massachusetts, Luxury Homes - Elaine Sawyer and Jim Fitzgerald, REALTORS® Elaine Sawyer and Jim Fitzgerald REALTORS(r) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes - NUMBER1EXPERTS™ Elaine Sawyer and Jim Fitzgerald NUMBER1EXPERTS(tm) for Beverly, Hamilton and Manchester, Massachusetts real estate, Luxury Homes
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)




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Elaine Sawyer and Jim Fitzgerald are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Beverly, Hamilton and Manchester Massachusetts home buying, real estate listings, and homes for sale in Essex County County, MA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Beverly, Hamilton and Manchester real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Responding to Low Offers

The beginning of negotiations is usually the end of many months of hard work for the buyer or seller. The work ahead requires skill in order to maintain a strong position.

Sellers can lose their advantage if they do not counter an offer that a buyer has made. Even if the opening offer is beneath what the seller feels is reasonable, it is advisable for the seller to respond with a slight reduction from the asking price. The most important component in negotiating is good communication.

The best way to handle a low offer is to counter it with definite terms that are favorable to the seller. A counter offer has two advantages: 1) it keeps the buyer interested, and 2) it moves the negotiation forward and gives the buyer the opportunity to submit another offer that the seller is more likely to prefer.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
Where is the world's largest dome?

A 
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Elaine Sawyer and Jim Fitzgerald, REALTORŪ, real estate agents and broker for Beverly, Hamilton and Manchester Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Sawyer and Jim Fitzgerald
RE/MAX Advantage

100 Cummings Center, Suite 104F
Beverly, MA 01915
Phone: 978-927-1087
Phone: 978-927-2147
Fax: 978-882-4037
Email: elaineandjim@NUMBER1EXPERT.com

As partners in business and life, Elaine and Jim share a strong work ethic and dedication to serving their clients needs with the care and attention to detail they deserve. Always available and keeping you up to date on the latest developments of your transaction.


RE/MAX Advantage real estate and homes for sale in Beverly, Hamilton and Manchester Massachusetts

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